Financial Planning for Life's Transitions
About Me
I’ve experienced major transitions in my own life.
I have been a financial planner since 2008, and a business owner since 2014. However, this transition came about after a career as a Greenkeeper by trade, and an aspiring professional golfer, working for many years in the Golf industry.
I’ve had exposure to lots of people and ideas from many different industries and backgrounds and have an excellent understanding of what works and what does not work in small business and investments.
I know what life and small business look like in the GOOD TIMES and what business can look like in BAD TIMES.
I’ve worn every hat in my life transitions and business.
From admin all the way through to developing strategic planning & ‘big picture’ thinking!
I’ve helped over 200 clients, business associates & professionals to successfully navigate life transitions.
So, when you are seeking a partner in your big life transitions…., I come from a place of real-life ‘street smarts’ and not just theory or numbers!! So that I can help you ‘fast-track’ some quick wins that you can implement straight away, as well as help you plan for a better financial future.
Who We Help
I specialise in financial planning for life transitions, for people experiencing a major change in their lives . I work with you today, to transition into a more confident tomorrow.
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Retired sportspersons transitioning out of their profession they are seeking guidance, support and ongoing management to help establish their needs wants and aspirations. Commit to your next chapter, your future matters.
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Pre Retirees Planning ahead for retirement? Leave the headaches to us Data-driven retirement planning Manage forecasts & savings.
Grab control of your retirement and Retire on your terms
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Singles or Divorcees experiencing a transition in their lives that requires planning now and for the future.
Andrew Dwyer
How We Do It
I work with you to uncover your 'why'—the deeper reasons behind your financial goals. In our discovery meeting , I will help you gain clarity on what you want, why you want it, and what’s currently standing in your way. This personalized approach allows me to tailor solutions that are aligned with your vision, giving you the tools and strategies to achieve your financial goals.
Our focus is not just on numbers, but on understanding your values and what truly drives you, ensuring the financial plan we create is uniquely yours.
I do this by first helping you become more engaged with your finances, lifestyle needs and your health. I then introduce specific tools and systems that help identify what you need to do now to have and maintain the lifestyle you desire, to help leave your money worries behind you.
Services
We do all things Financial Planning like superannuation but we specifically like helping in these specialist areas.
RPS Money Roadside Assist
A coaching program that helps solve your money worries by empowering you to take control of your finances.
What you get:
Our simple habit-based program to kickstart a more financially confident you.
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Cashflow auto pilot, automate your money from day 1 relieving you of money worries.
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Connecting you with experts when you need.
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Education
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Money tracking tools
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Debt advice, start consolidating and eliminating debts today.
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Access to an adviser's phone & email whenever you are faced with a pressing issue
Investment and Superannuation Advice
We provide investment advice via evidence-based strategies that combine the power of low-cost index funds with a disciplined trend-following approach. By leveraging the principle that a market in motion tends to stay in motion, we help you grow and preserve wealth through strategic, data-driven investment solutions.
Our goal is to offer clarity, minimize costs, and help protect against major market downturns , ensuring your wealth stays on course through every market cycle.
Personal Risk Insurance
Deciding to protect those who depend on us using life insurance protection is a responsible and caring act. Life insurance can provide those who are left behind with a lifetime of financial security.
Your income can be considered your family’s most valuable asset. Your income is used to obtain the necessities of life and provide for life’s comforts. The need for that income continues, whether or not you’re here to provide it.
The following situations signal a need to consider purchasing life insurance:
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You have a spouse, domestic partner, children, and/or an ageing parent or disabled relative—and your retirement pension and savings are not enough to insure your dependents’ future
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You have a sizeable estate.
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You own a business.
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Life insurance can help loved ones maintain their standard of living after your death.
How can we help you?
At RPS Advice we will provide tailored recommendations on:
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the right amount of cover for your lifestyle;
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the best way to structure your policy;
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whether to have insurance cover inside or outside of super;
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high cover requirements for people with significant financial obligations;
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how to navigate the underwriting process; and
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what to do at claims time.
As part of our ongoing relationship with you, we can also conduct an annual review of your life insurance, to check if your insurance products and level of cover still match your lifestyle.
Estate Planning
Effective estate planning is an integral component of comprehensive financial planning. It allows you to protect and distribute your assets according to your wishes while minimizing the financial and emotional burdens on your loved ones. Our estate planning services are designed to help you achieve your goals, whether that involves preserving your wealth for future generations, ensuring a smooth transfer of assets, or supporting charitable causes you care about.
Contact us today to start the conversation about your estate planning needs.
Contact
If you would like to discuss your financial advice needs in detail, you can contact Andrew directly via email at andrew@rpsadvisorygroup.com.au, or via phone at 0418 179 218
Or if you'd prefer, fill out the form below with your enquiry and we'll get back to you as soon as possible.